Call reports 2019
IOWA STATE BANK — 2019
What IOWA STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 378,736,000 | 378,621,000 | 393,856,000 | 396,938,000 |
| Total loans | 169,502,000 | 181,131,000 | 182,840,000 | 192,628,000 |
| Allowance for loan losses | 2,446,000 | 2,459,000 | 2,477,000 | 2,478,000 |
| Securities available for sale | 169,089,000 | 166,070,000 | 159,468,000 | 153,747,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 300,623,000 | 297,873,000 | 307,309,000 | 310,240,000 |
| Interest-bearing deposits | 217,221,000 | 217,452,000 | 223,036,000 | 224,815,000 |
| Noninterest-bearing deposits | 83,402,000 | 80,421,000 | 84,273,000 | 85,425,000 |
| Equity capital | 66,283,000 | 68,469,000 | 69,681,000 | 69,911,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,201,000 | 6,446,000 | 9,729,000 | 13,042,000 |
| Interest expense | 325,000 | 672,000 | 1,064,000 | 1,502,000 |
| Net interest income | 2,876,000 | 5,774,000 | 8,665,000 | 11,540,000 |
| Noninterest income | 1,450,000 | 2,815,000 | 4,199,000 | 5,514,000 |
| Noninterest expense | 2,565,000 | 5,449,000 | 8,206,000 | 11,055,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,761,000 | 3,140,000 | 4,685,000 | 6,026,000 |
| Income tax | 88,000 | 157,000 | 234,000 | 301,000 |
| Net income | 1,673,000 | 2,983,000 | 4,451,000 | 5,725,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,682,000 | 66,167,000 | 66,736,000 | 67,130,000 |
| Total capital | 68,128,000 | 68,626,000 | 69,213,000 | 69,608,000 |
| Risk-weighted assets | 234,881,000 | 244,382,000 | 241,354,000 | 250,986,000 |