Call reports 2017
IOWA STATE BANK — 2017
What IOWA STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 371,527,000 | 372,031,000 | 371,172,000 | 377,541,000 |
| Total loans | 163,503,000 | 166,690,000 | 165,967,000 | 167,269,000 |
| Allowance for loan losses | 2,354,000 | 2,355,000 | 2,356,000 | 2,366,000 |
| Securities available for sale | 189,811,000 | 187,297,000 | 181,306,000 | 173,975,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 303,251,000 | 299,054,000 | 296,221,000 | 306,360,000 |
| Interest-bearing deposits | 224,376,000 | 223,467,000 | 219,013,000 | 225,732,000 |
| Noninterest-bearing deposits | 78,875,000 | 75,587,000 | 77,208,000 | 80,628,000 |
| Equity capital | 59,849,000 | 62,899,000 | 63,328,000 | 62,422,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,037,000 | 6,127,000 | 9,199,000 | 12,273,000 |
| Interest expense | 209,000 | 434,000 | 657,000 | 924,000 |
| Net interest income | 2,828,000 | 5,693,000 | 8,542,000 | 11,349,000 |
| Noninterest income | 1,203,000 | 2,464,000 | 3,937,000 | 5,225,000 |
| Noninterest expense | 2,322,000 | 4,749,000 | 7,073,000 | 9,486,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,704,000 | 3,403,000 | 5,401,000 | 7,083,000 |
| Income tax | 85,000 | 170,000 | 270,000 | 354,000 |
| Net income | 1,619,000 | 3,233,000 | 5,131,000 | 6,729,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,574,000 | 60,338,000 | 61,286,000 | 62,279,000 |
| Total capital | 61,928,000 | 62,693,000 | 63,642,000 | 64,645,000 |
| Risk-weighted assets | 243,558,000 | 243,643,000 | 240,593,000 | 235,731,000 |