Call reports 2016
IOWA STATE BANK — 2016
What IOWA STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 373,587,000 | 370,776,000 | 373,761,000 | 377,911,000 |
| Total loans | 150,092,000 | 145,685,000 | 147,681,000 | 162,001,000 |
| Allowance for loan losses | 2,946,000 | 2,948,000 | 2,351,000 | 2,352,000 |
| Securities available for sale | 188,964,000 | 199,892,000 | 198,773,000 | 191,816,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 301,778,000 | 293,650,000 | 294,595,000 | 311,217,000 |
| Interest-bearing deposits | 224,257,000 | 223,434,000 | 222,787,000 | 229,404,000 |
| Noninterest-bearing deposits | 77,521,000 | 70,216,000 | 71,808,000 | 81,813,000 |
| Equity capital | 60,784,000 | 64,167,000 | 64,729,000 | 57,663,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,998,000 | 5,867,000 | 8,763,000 | 11,731,000 |
| Interest expense | 186,000 | 378,000 | 577,000 | 780,000 |
| Net interest income | 2,812,000 | 5,489,000 | 8,186,000 | 10,951,000 |
| Noninterest income | 1,177,000 | 2,429,000 | 3,618,000 | 4,870,000 |
| Noninterest expense | 2,352,000 | 4,742,000 | 7,068,000 | 9,381,000 |
| Provision for loan losses | 0 | 0 | -700,000 | -700,000 |
| Pretax income | 1,637,000 | 3,301,000 | 5,561,000 | 7,294,000 |
| Income tax | 82,000 | 165,000 | 278,000 | 365,000 |
| Net income | 1,555,000 | 3,136,000 | 5,283,000 | 6,929,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,985,000 | 57,777,000 | 59,219,000 | 58,905,000 |
| Total capital | 59,895,000 | 60,628,000 | 61,570,000 | 61,257,000 |
| Risk-weighted assets | 232,802,000 | 228,007,000 | 228,012,000 | 244,882,000 |