Call reports 2015
IOWA STATE BANK — 2015
What IOWA STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 356,995,000 | 369,185,000 | 367,650,000 | 374,752,000 |
| Total loans | 133,055,000 | 141,144,000 | 143,110,000 | 153,485,000 |
| Allowance for loan losses | 2,353,000 | 2,355,000 | 2,944,000 | 2,945,000 |
| Securities available for sale | 169,191,000 | 166,738,000 | 178,559,000 | 192,163,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 290,561,000 | 304,583,000 | 296,762,000 | 304,486,000 |
| Interest-bearing deposits | 221,065,000 | 226,489,000 | 223,273,000 | 226,505,000 |
| Noninterest-bearing deposits | 69,496,000 | 78,094,000 | 73,489,000 | 77,981,000 |
| Equity capital | 57,456,000 | 55,474,000 | 57,996,000 | 58,867,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,818,000 | 5,669,000 | 9,020,000 | 12,005,000 |
| Interest expense | 183,000 | 370,000 | 559,000 | 751,000 |
| Net interest income | 2,635,000 | 5,299,000 | 8,461,000 | 11,254,000 |
| Noninterest income | 1,363,000 | 2,439,000 | 3,635,000 | 4,797,000 |
| Noninterest expense | 2,110,000 | 4,245,000 | 6,351,000 | 8,560,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,052,000 | 3,689,000 | 5,941,000 | 7,682,000 |
| Income tax | 102,000 | 184,000 | 297,000 | 384,000 |
| Net income | 1,950,000 | 3,505,000 | 5,644,000 | 7,298,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,167,000 | 54,962,000 | 56,211,000 | 56,335,000 |
| Total capital | 56,520,000 | 57,317,000 | 59,060,000 | 59,259,000 |
| Risk-weighted assets | 211,466,000 | 218,941,000 | 227,833,000 | 233,909,000 |