Call reports 2014
IOWA STATE BANK — 2014
What IOWA STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 338,644,000 | 343,215,000 | 342,517,000 | 355,097,000 |
| Total loans | 128,158,000 | 132,831,000 | 135,855,000 | 137,504,000 |
| Allowance for loan losses | 2,504,000 | 2,510,000 | 2,768,000 | 2,774,000 |
| Securities available for sale | 176,071,000 | 177,104,000 | 179,638,000 | 176,690,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 284,058,000 | 284,009,000 | 278,925,000 | 290,127,000 |
| Interest-bearing deposits | 218,173,000 | 216,713,000 | 214,623,000 | 220,689,000 |
| Noninterest-bearing deposits | 65,885,000 | 67,296,000 | 64,302,000 | 69,438,000 |
| Equity capital | 47,860,000 | 51,184,000 | 53,042,000 | 54,681,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,948,000 | 5,853,000 | 8,838,000 | 11,820,000 |
| Interest expense | 191,000 | 381,000 | 567,000 | 757,000 |
| Net interest income | 2,757,000 | 5,472,000 | 8,271,000 | 11,063,000 |
| Noninterest income | 1,140,000 | 2,361,000 | 3,474,000 | 4,745,000 |
| Noninterest expense | 2,027,000 | 4,124,000 | 6,193,000 | 8,336,000 |
| Provision for loan losses | 0 | 0 | 250,000 | 250,000 |
| Pretax income | 2,013,000 | 3,852,000 | 5,472,000 | 7,544,000 |
| Income tax | 101,000 | 193,000 | 274,000 | 377,000 |
| Net income | 1,912,000 | 3,659,000 | 5,198,000 | 7,167,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,442,000 | 50,414,000 | 51,328,000 | 52,897,000 |
| Total capital | 51,933,000 | 52,924,000 | 53,939,000 | 55,527,000 |
| Risk-weighted assets | 199,304,000 | 202,725,000 | 208,693,000 | 210,224,000 |