Call reports 2013
IOWA STATE BANK — 2013
What IOWA STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 330,329,000 | 327,037,000 | 326,582,000 | 338,071,000 |
| Total loans | 131,925,000 | 132,436,000 | 134,627,000 | 137,878,000 |
| Allowance for loan losses | 2,136,000 | 2,260,000 | 2,222,000 | 2,498,000 |
| Securities available for sale | 153,167,000 | 158,872,000 | 169,698,000 | 169,082,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 273,236,000 | 277,298,000 | 273,799,000 | 288,276,000 |
| Interest-bearing deposits | 213,478,000 | 218,145,000 | 212,739,000 | 224,562,000 |
| Noninterest-bearing deposits | 59,758,000 | 59,153,000 | 61,060,000 | 63,714,000 |
| Equity capital | 47,986,000 | 41,614,000 | 43,848,000 | 43,768,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,918,000 | 5,711,000 | 8,680,000 | 11,683,000 |
| Interest expense | 219,000 | 434,000 | 644,000 | 850,000 |
| Net interest income | 2,699,000 | 5,277,000 | 8,036,000 | 10,833,000 |
| Noninterest income | 1,148,000 | 2,540,000 | 3,834,000 | 4,919,000 |
| Noninterest expense | 2,032,000 | 4,154,000 | 6,167,000 | 8,204,000 |
| Provision for loan losses | 0 | 0 | 0 | 250,000 |
| Pretax income | 2,282,000 | 4,197,000 | 6,257,000 | 7,946,000 |
| Income tax | 114,000 | 210,000 | 313,000 | 397,000 |
| Net income | 2,168,000 | 3,987,000 | 5,944,000 | 7,549,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,664,000 | 45,838,000 | 47,170,000 | 48,155,000 |
| Total capital | 46,800,000 | 48,098,000 | 49,392,000 | 50,653,000 |
| Risk-weighted assets | 186,917,000 | 198,044,000 | 204,719,000 | 206,142,000 |