Call reports 2012
IOWA STATE BANK — 2012
What IOWA STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 311,270,000 | 322,842,000 | 317,276,000 | 397,081,000 |
| Total loans | 133,444,000 | 135,522,000 | 136,270,000 | 135,300,000 |
| Allowance for loan losses | 2,879,000 | 2,688,000 | 2,363,000 | 2,145,000 |
| Securities available for sale | 150,536,000 | 151,224,000 | 159,958,000 | 171,182,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 260,847,000 | 268,591,000 | 262,254,000 | 343,294,000 |
| Interest-bearing deposits | 203,872,000 | 206,814,000 | 206,027,000 | 279,064,000 |
| Noninterest-bearing deposits | 56,975,000 | 61,777,000 | 56,227,000 | 64,230,000 |
| Equity capital | 43,893,000 | 45,834,000 | 46,631,000 | 46,796,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,945,000 | 6,013,000 | 9,098,000 | 12,164,000 |
| Interest expense | 267,000 | 511,000 | 745,000 | 974,000 |
| Net interest income | 2,678,000 | 5,502,000 | 8,353,000 | 11,190,000 |
| Noninterest income | 1,077,000 | 1,708,000 | 2,698,000 | 3,852,000 |
| Noninterest expense | 2,062,000 | 4,098,000 | 6,203,000 | 8,254,000 |
| Provision for loan losses | 0 | 225,000 | 225,000 | 225,000 |
| Pretax income | 2,012,000 | 3,599,000 | 5,681,000 | 7,970,000 |
| Income tax | 101,000 | 180,000 | 284,000 | 398,000 |
| Net income | 1,911,000 | 3,419,000 | 5,397,000 | 7,572,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,035,000 | 41,543,000 | 41,721,000 | 42,496,000 |
| Total capital | 42,189,000 | 43,801,000 | 44,084,000 | 44,641,000 |
| Risk-weighted assets | 171,566,000 | 180,188,000 | 190,129,000 | 196,098,000 |