Call reports 2011
IOWA STATE BANK — 2011
What IOWA STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 291,974,000 | 293,875,000 | 303,147,000 | 311,099,000 |
| Total loans | 140,908,000 | 139,914,000 | 138,003,000 | 136,614,000 |
| Allowance for loan losses | 2,761,000 | 2,741,000 | 2,858,000 | 2,876,000 |
| Securities available for sale | 113,655,000 | 117,993,000 | 126,800,000 | 139,179,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 243,039,000 | 245,617,000 | 252,196,000 | 262,176,000 |
| Interest-bearing deposits | 192,693,000 | 199,032,000 | 201,746,000 | 206,809,000 |
| Noninterest-bearing deposits | 50,346,000 | 46,585,000 | 50,450,000 | 55,367,000 |
| Equity capital | 40,042,000 | 41,425,000 | 43,494,000 | 42,642,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,973,000 | 5,936,000 | 8,899,000 | 11,917,000 |
| Interest expense | 329,000 | 636,000 | 938,000 | 1,227,000 |
| Net interest income | 2,644,000 | 5,300,000 | 7,961,000 | 10,690,000 |
| Noninterest income | 1,362,000 | 2,344,000 | 3,408,000 | 4,522,000 |
| Noninterest expense | 2,127,000 | 4,328,000 | 6,471,000 | 8,445,000 |
| Provision for loan losses | 0 | 0 | 275,000 | 275,000 |
| Pretax income | 1,936,000 | 3,373,000 | 4,680,000 | 6,597,000 |
| Income tax | 97,000 | 169,000 | 234,000 | 330,000 |
| Net income | 1,839,000 | 3,204,000 | 4,446,000 | 6,267,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,326,000 | 37,691,000 | 38,933,000 | 38,454,000 |
| Total capital | 40,390,000 | 39,762,000 | 41,026,000 | 40,602,000 |
| Risk-weighted assets | 164,460,000 | 164,975,000 | 166,668,000 | 171,099,000 |