Call reports 2010
IOWA STATE BANK — 2010
What IOWA STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 290,933,000 | 295,795,000 | 293,028,000 | 293,736,000 |
| Total loans | 150,257,000 | 150,136,000 | 147,213,000 | 144,583,000 |
| Allowance for loan losses | 3,366,000 | 3,571,000 | 3,461,000 | 2,891,000 |
| Securities available for sale | 101,318,000 | 104,229,000 | 103,264,000 | 107,193,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 240,567,000 | 242,933,000 | 237,242,000 | 246,312,000 |
| Interest-bearing deposits | 195,193,000 | 196,344,000 | 190,582,000 | 195,339,000 |
| Noninterest-bearing deposits | 45,374,000 | 46,589,000 | 46,660,000 | 50,973,000 |
| Equity capital | 35,269,000 | 37,442,000 | 39,789,000 | 39,287,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,190,000 | 6,357,000 | 9,471,000 | 12,533,000 |
| Interest expense | 609,000 | 1,174,000 | 1,664,000 | 2,054,000 |
| Net interest income | 2,581,000 | 5,183,000 | 7,807,000 | 10,479,000 |
| Noninterest income | 1,305,000 | 2,342,000 | 3,698,000 | 4,784,000 |
| Noninterest expense | 1,990,000 | 4,148,000 | 6,518,000 | 8,476,000 |
| Provision for loan losses | 300,000 | 500,000 | 500,000 | 500,000 |
| Pretax income | 1,596,000 | 2,877,000 | 4,487,000 | 6,287,000 |
| Income tax | 80,000 | 144,000 | 224,000 | 314,000 |
| Net income | 1,516,000 | 2,733,000 | 4,263,000 | 5,973,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,080,000 | 35,048,000 | 35,977,000 | 37,687,000 |
| Total capital | 36,304,000 | 37,291,000 | 38,052,000 | 39,784,000 |
| Risk-weighted assets | 178,322,000 | 178,150,000 | 164,579,000 | 166,988,000 |