Call reports 2009
IOWA STATE BANK — 2009
What IOWA STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 280,451,000 | 289,389,000 | 286,236,000 | 291,407,000 |
| Total loans | 163,209,000 | 155,829,000 | 151,608,000 | 152,351,000 |
| Allowance for loan losses | 2,543,000 | 2,869,000 | 2,905,000 | 3,090,000 |
| Securities available for sale | 79,871,000 | 91,094,000 | 96,444,000 | 101,227,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 235,991,000 | 242,501,000 | 238,560,000 | 243,119,000 |
| Interest-bearing deposits | 192,318,000 | 198,743,000 | 192,849,000 | 197,236,000 |
| Noninterest-bearing deposits | 43,673,000 | 43,758,000 | 45,711,000 | 45,884,000 |
| Equity capital | 30,293,000 | 31,685,000 | 33,325,000 | 34,242,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,227,000 | 6,463,000 | 9,638,000 | 12,863,000 |
| Interest expense | 923,000 | 1,740,000 | 2,504,000 | 3,187,000 |
| Net interest income | 2,304,000 | 4,723,000 | 7,134,000 | 9,676,000 |
| Noninterest income | 926,000 | 1,901,000 | 3,023,000 | 4,034,000 |
| Noninterest expense | 2,073,000 | 4,340,000 | 6,785,000 | 9,207,000 |
| Provision for loan losses | 244,000 | 624,000 | 924,000 | 1,124,000 |
| Pretax income | 222,000 | 969,000 | 1,748,000 | 2,869,000 |
| Income tax | 11,000 | 48,000 | 89,000 | 143,000 |
| Net income | 211,000 | 921,000 | 1,659,000 | 2,726,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,213,000 | 31,923,000 | 32,097,000 | 33,164,000 |
| Total capital | 33,578,000 | 34,225,000 | 34,355,000 | 35,457,000 |
| Risk-weighted assets | 189,028,000 | 183,619,000 | 180,219,000 | 182,607,000 |