Call reports 2008
IOWA STATE BANK — 2008
What IOWA STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 276,450,000 | 273,560,000 | 273,231,000 | 276,435,000 |
| Total loans | 182,859,000 | 182,958,000 | 176,055,000 | 166,018,000 |
| Allowance for loan losses | 2,409,000 | 2,544,000 | 2,457,000 | 2,471,000 |
| Securities available for sale | 66,746,000 | 71,148,000 | 69,165,000 | 74,468,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 230,659,000 | 229,511,000 | 229,036,000 | 234,140,000 |
| Interest-bearing deposits | 186,822,000 | 187,469,000 | 186,684,000 | 190,688,000 |
| Noninterest-bearing deposits | 43,837,000 | 42,042,000 | 42,352,000 | 43,452,000 |
| Equity capital | 30,887,000 | 29,159,000 | 28,785,000 | 29,094,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 4,038,000 | 7,673,000 | 11,371,000 | 14,808,000 |
| Interest expense | 1,482,000 | 2,679,000 | 3,945,000 | 5,143,000 |
| Net interest income | 2,556,000 | 4,994,000 | 7,426,000 | 9,665,000 |
| Noninterest income | 1,083,000 | 2,140,000 | 3,265,000 | 4,064,000 |
| Noninterest expense | 2,040,000 | 4,213,000 | 6,409,000 | 8,496,000 |
| Provision for loan losses | 80,000 | 430,000 | 675,000 | 965,000 |
| Pretax income | 1,519,000 | 2,491,000 | 3,290,000 | 3,917,000 |
| Income tax | 82,000 | 134,000 | 177,000 | 253,000 |
| Net income | 1,437,000 | 2,357,000 | 3,113,000 | 3,664,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,274,000 | 30,263,000 | 30,452,000 | 31,003,000 |
| Total capital | 33,630,000 | 32,807,000 | 32,909,000 | 33,409,000 |
| Risk-weighted assets | 188,441,000 | 209,313,000 | 201,649,000 | 192,405,000 |