Call reports 2007
IOWA STATE BANK — 2007
What IOWA STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 270,557,000 | 271,324,000 | 272,600,000 | 278,637,000 |
| Total loans | 178,556,000 | 184,173,000 | 189,968,000 | 189,565,000 |
| Allowance for loan losses | 2,250,000 | 2,297,000 | 2,185,000 | 2,313,000 |
| Securities available for sale | 68,834,000 | 65,915,000 | 67,704,000 | 58,792,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,884,000 | 228,475,000 | 226,733,000 | 234,172,000 |
| Interest-bearing deposits | 183,814,000 | 183,817,000 | 181,502,000 | 190,481,000 |
| Noninterest-bearing deposits | 44,070,000 | 44,658,000 | 45,231,000 | 43,691,000 |
| Equity capital | 27,847,000 | 27,778,000 | 29,410,000 | 29,945,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,945,000 | 7,926,000 | 11,744,000 | 15,727,000 |
| Interest expense | 1,763,000 | 3,568,000 | 5,369,000 | 7,096,000 |
| Net interest income | 2,182,000 | 4,358,000 | 6,375,000 | 8,631,000 |
| Noninterest income | 1,057,000 | 2,041,000 | 4,100,000 | 5,161,000 |
| Noninterest expense | 1,929,000 | 4,028,000 | 5,980,000 | 8,046,000 |
| Provision for loan losses | 45,000 | 90,000 | 150,000 | 330,000 |
| Pretax income | 1,265,000 | 2,281,000 | 4,345,000 | 5,418,000 |
| Income tax | 63,000 | 114,000 | 217,000 | 271,000 |
| Net income | 1,202,000 | 2,167,000 | 4,128,000 | 5,147,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,270,000 | 28,735,000 | 29,869,000 | 30,139,000 |
| Total capital | 30,520,000 | 31,032,000 | 32,054,000 | 32,452,000 |
| Risk-weighted assets | 184,022,000 | 184,948,000 | 190,889,000 | 188,926,000 |