Call reports 2006
IOWA STATE BANK — 2006
What IOWA STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 250,961,000 | 259,832,000 | 262,063,000 | 267,285,000 |
| Total loans | 162,912,000 | 174,335,000 | 177,637,000 | 177,150,000 |
| Allowance for loan losses | 2,102,000 | 2,133,000 | 2,168,000 | 2,203,000 |
| Securities available for sale | 65,668,000 | 62,494,000 | 61,360,000 | 66,332,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 209,284,000 | 218,180,000 | 215,664,000 | 224,659,000 |
| Interest-bearing deposits | 172,594,000 | 177,868,000 | 175,074,000 | 182,575,000 |
| Noninterest-bearing deposits | 36,690,000 | 40,313,000 | 40,590,000 | 42,084,000 |
| Equity capital | 26,936,000 | 26,494,000 | 27,848,000 | 28,436,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,470,000 | 7,121,000 | 10,973,000 | 14,805,000 |
| Interest expense | 1,472,000 | 3,096,000 | 4,855,000 | 6,680,000 |
| Net interest income | 1,998,000 | 4,025,000 | 6,118,000 | 8,125,000 |
| Noninterest income | 989,000 | 2,124,000 | 3,140,000 | 4,340,000 |
| Noninterest expense | 1,829,000 | 3,806,000 | 5,693,000 | 7,621,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 220,000 |
| Pretax income | 1,078,000 | 2,259,000 | 3,465,000 | 4,614,000 |
| Income tax | 54,000 | 113,000 | 173,000 | 230,000 |
| Net income | 1,024,000 | 2,146,000 | 3,292,000 | 4,384,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,836,000 | 27,883,000 | 28,284,000 | 28,875,000 |
| Total capital | 29,938,000 | 30,016,000 | 30,452,000 | 31,078,000 |
| Risk-weighted assets | 176,548,000 | 184,909,000 | 189,265,000 | 184,695,000 |