Call reports 2004
IOWA STATE BANK — 2004
What IOWA STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 231,376,000 | 232,484,000 | 235,134,000 | 236,990,000 |
| Total loans | 141,490,000 | 148,998,000 | 148,955,000 | 158,233,000 |
| Allowance for loan losses | 1,938,000 | 1,986,000 | 1,986,000 | 2,037,000 |
| Securities available for sale | 74,196,000 | 70,841,000 | 73,163,000 | 68,179,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,475,000 | 191,786,000 | 190,718,000 | 194,594,000 |
| Interest-bearing deposits | 158,580,000 | 156,754,000 | 156,710,000 | 158,673,000 |
| Noninterest-bearing deposits | 34,895,000 | 35,032,000 | 34,008,000 | 35,921,000 |
| Equity capital | 24,365,000 | 23,555,000 | 25,043,000 | 25,131,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 3,124,000 | 6,298,000 | 9,489,000 | 12,731,000 |
| Interest expense | 748,000 | 1,481,000 | 2,239,000 | 3,076,000 |
| Net interest income | 2,376,000 | 4,817,000 | 7,250,000 | 9,655,000 |
| Noninterest income | 918,000 | 1,876,000 | 2,798,000 | 3,715,000 |
| Noninterest expense | 1,623,000 | 3,354,000 | 5,119,000 | 6,874,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 1,722,000 | 3,375,000 | 5,007,000 | 6,708,000 |
| Income tax | 86,000 | 169,000 | 250,000 | 335,000 |
| Net income | 1,636,000 | 3,206,000 | 4,757,000 | 6,373,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,165,000 | 23,002,000 | 23,453,000 | 24,387,000 |
| Total capital | 24,103,000 | 24,988,000 | 25,439,000 | 26,424,000 |
| Risk-weighted assets | 167,527,000 | 171,893,000 | 173,804,000 | 177,074,000 |