Call reports 2003
IOWA STATE BANK — 2003
What IOWA STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 228,926,000 | 232,050,000 | 226,896,000 | 229,666,000 |
| Total loans | 133,828,000 | 135,467,000 | 136,764,000 | 142,508,000 |
| Allowance for loan losses | 1,719,000 | 1,781,000 | 1,811,000 | 1,881,000 |
| Securities available for sale | 79,665,000 | 82,726,000 | 76,186,000 | 76,576,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,557,000 | 190,087,000 | 187,897,000 | 190,313,000 |
| Interest-bearing deposits | 157,221,000 | 156,821,000 | 155,422,000 | 157,312,000 |
| Noninterest-bearing deposits | 33,336,000 | 33,266,000 | 32,475,000 | 33,001,000 |
| Equity capital | 23,581,000 | 24,882,000 | 24,731,000 | 23,385,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,358,000 | 6,756,000 | 10,080,000 | 13,263,000 |
| Interest expense | 926,000 | 1,774,000 | 2,566,000 | 3,337,000 |
| Net interest income | 2,432,000 | 4,982,000 | 7,514,000 | 9,926,000 |
| Noninterest income | 794,000 | 1,605,000 | 2,506,000 | 3,383,000 |
| Noninterest expense | 1,688,000 | 3,325,000 | 5,066,000 | 6,784,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 40,000 |
| Pretax income | 1,539,000 | 3,266,000 | 5,157,000 | 6,781,000 |
| Income tax | 77,000 | 163,000 | 258,000 | 339,000 |
| Net income | 1,462,000 | 3,103,000 | 4,899,000 | 6,442,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,701,000 | 21,682,000 | 22,678,000 | 21,361,000 |
| Total capital | 23,420,000 | 23,463,000 | 24,489,000 | 23,242,000 |
| Risk-weighted assets | 165,908,000 | 168,018,000 | 166,814,000 | 169,824,000 |