Call reports 2002
IOWA STATE BANK — 2002
What IOWA STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 213,158,000 | 216,661,000 | 222,632,000 | 225,505,000 |
| Total loans | 119,146,000 | 119,662,000 | 129,292,000 | 133,983,000 |
| Allowance for loan losses | 1,696,000 | 1,734,000 | 1,761,000 | 1,703,000 |
| Securities available for sale | 77,625,000 | 75,351,000 | 75,232,000 | 78,425,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,872,000 | 179,055,000 | 184,800,000 | 187,858,000 |
| Interest-bearing deposits | 143,803,000 | 148,173,000 | 153,386,000 | 156,203,000 |
| Noninterest-bearing deposits | 35,069,000 | 30,882,000 | 31,414,000 | 31,655,000 |
| Equity capital | 19,565,000 | 21,482,000 | 23,096,000 | 23,404,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,393,000 | 6,751,000 | 10,221,000 | 13,659,000 |
| Interest expense | 1,115,000 | 2,211,000 | 3,252,000 | 4,249,000 |
| Net interest income | 2,278,000 | 4,540,000 | 6,969,000 | 9,410,000 |
| Noninterest income | 828,000 | 1,658,000 | 2,480,000 | 3,350,000 |
| Noninterest expense | 1,514,000 | 3,027,000 | 4,691,000 | 6,341,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 80,000 |
| Pretax income | 1,578,000 | 3,277,000 | 4,714,000 | 6,484,000 |
| Income tax | 79,000 | 164,000 | 236,000 | 324,000 |
| Net income | 1,499,000 | 3,113,000 | 4,478,000 | 6,160,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,995,000 | 20,677,000 | 21,243,000 | 21,560,000 |
| Total capital | 21,691,000 | 22,411,000 | 23,004,000 | 23,263,000 |
| Risk-weighted assets | 157,530,000 | 158,077,000 | 163,533,000 | 165,043,000 |