Call reports 2001
IOWA STATE BANK — 2001
What IOWA STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 189,105,000 | 200,198,000 | 204,579,000 | 209,888,000 |
| Total loans | 110,658,000 | 110,777,000 | 116,594,000 | 116,868,000 |
| Allowance for loan losses | 1,498,000 | 1,557,000 | 1,554,000 | 1,583,000 |
| Securities available for sale | 52,464,000 | 61,828,000 | 68,637,000 | 74,265,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,585,000 | 167,481,000 | 170,543,000 | 177,080,000 |
| Interest-bearing deposits | 129,965,000 | 137,901,000 | 141,311,000 | 144,882,000 |
| Noninterest-bearing deposits | 31,620,000 | 29,580,000 | 29,232,000 | 32,198,000 |
| Equity capital | 17,805,000 | 18,385,000 | 19,679,000 | 19,317,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,310,000 | 6,762,000 | 10,207,000 | 13,660,000 |
| Interest expense | 1,561,000 | 3,165,000 | 4,755,000 | 6,094,000 |
| Net interest income | 1,749,000 | 3,597,000 | 5,452,000 | 7,566,000 |
| Noninterest income | 747,000 | 1,441,000 | 2,151,000 | 2,927,000 |
| Noninterest expense | 1,441,000 | 2,898,000 | 4,354,000 | 5,827,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 124,000 |
| Pretax income | 1,025,000 | 2,080,000 | 3,262,000 | 4,728,000 |
| Income tax | 57,000 | 116,000 | 181,000 | 243,000 |
| Net income | 968,000 | 1,964,000 | 3,081,000 | 4,485,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,414,000 | 17,942,000 | 18,590,000 | 19,527,000 |
| Total capital | 18,912,000 | 19,499,000 | 20,144,000 | 21,110,000 |
| Risk-weighted assets | 129,324,000 | 135,691,000 | 144,265,000 | 153,899,000 |