Call reports 2006
BRANNEN BANK — 2006
What BRANNEN BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 230,443,000 | 226,287,000 | 216,129,000 | 225,468,000 |
| Total loans | 138,051,000 | 142,584,000 | 150,997,000 | 156,661,000 |
| Allowance for loan losses | 672,000 | 702,000 | 732,000 | 762,000 |
| Securities available for sale | 59,578,000 | 48,785,000 | 49,967,000 | 49,923,000 |
| Securities held to maturity | 2,241,000 | 2,012,000 | 1,858,000 | 1,688,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,856,000 | 214,704,000 | 191,177,000 | 193,426,000 |
| Interest-bearing deposits | 178,586,000 | 177,964,000 | 155,847,000 | 159,205,000 |
| Noninterest-bearing deposits | 39,270,000 | 36,740,000 | 35,330,000 | 34,221,000 |
| Equity capital | 12,401,000 | 11,358,000 | 12,766,000 | 11,847,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,203,000 | 6,354,000 | 9,373,000 | 12,469,000 |
| Interest expense | 900,000 | 1,738,000 | 2,552,000 | 3,577,000 |
| Net interest income | 2,303,000 | 4,616,000 | 6,821,000 | 8,892,000 |
| Noninterest income | 324,000 | 733,000 | 1,094,000 | 1,458,000 |
| Noninterest expense | 1,591,000 | 3,205,000 | 4,725,000 | 6,134,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 1,006,000 | 2,084,000 | 3,100,000 | 4,096,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,006,000 | 2,084,000 | 3,100,000 | 4,096,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,651,000 | 13,780,000 | 13,695,000 | 12,642,000 |
| Total capital | 14,323,000 | 14,482,000 | 14,427,000 | 13,404,000 |
| Risk-weighted assets | 105,273,000 | 107,446,000 | 117,334,000 | 123,372,000 |