Call reports 2005
BRANNEN BANK — 2005
What BRANNEN BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 230,688,000 | 231,683,000 | 228,453,000 | 235,957,000 |
| Total loans | 118,056,000 | 123,644,000 | 127,036,000 | 133,025,000 |
| Allowance for loan losses | 593,000 | 599,000 | 612,000 | 642,000 |
| Securities available for sale | 81,404,000 | 83,053,000 | 82,018,000 | 60,079,000 |
| Securities held to maturity | 3,329,000 | 2,989,000 | 2,673,000 | 2,418,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 213,787,000 | 212,724,000 | 210,575,000 | 224,004,000 |
| Interest-bearing deposits | 175,682,000 | 174,956,000 | 171,936,000 | 187,055,000 |
| Noninterest-bearing deposits | 38,105,000 | 37,768,000 | 38,639,000 | 36,949,000 |
| Equity capital | 16,781,000 | 18,746,000 | 17,608,000 | 11,801,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,924,000 | 5,922,000 | 8,952,000 | 12,019,000 |
| Interest expense | 383,000 | 866,000 | 1,513,000 | 2,284,000 |
| Net interest income | 2,541,000 | 5,056,000 | 7,439,000 | 9,735,000 |
| Noninterest income | 373,000 | 892,000 | 1,243,000 | 1,599,000 |
| Noninterest expense | 1,533,000 | 3,133,000 | 4,741,000 | 6,245,000 |
| Provision for loan losses | 10,000 | 16,000 | 29,000 | 59,000 |
| Pretax income | 1,371,000 | 2,799,000 | 3,912,000 | 5,106,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,371,000 | 2,799,000 | 3,912,000 | 5,106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,463,000 | 17,521,000 | 17,215,000 | 12,645,000 |
| Total capital | 18,056,000 | 18,120,000 | 17,827,000 | 13,287,000 |
| Risk-weighted assets | 97,937,000 | 102,555,000 | 102,994,000 | 103,460,000 |