Call reports 2004
BRANNEN BANK — 2004
What BRANNEN BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 236,308,000 | 234,769,000 | 230,875,000 | 231,437,000 |
| Total loans | 113,764,000 | 114,419,000 | 116,737,000 | 118,047,000 |
| Allowance for loan losses | 568,000 | 569,000 | 572,000 | 583,000 |
| Securities available for sale | 72,855,000 | 87,178,000 | 89,552,000 | 83,430,000 |
| Securities held to maturity | 5,535,000 | 4,727,000 | 4,071,000 | 3,677,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 215,513,000 | 217,800,000 | 210,986,000 | 214,085,000 |
| Interest-bearing deposits | 180,932,000 | 184,761,000 | 176,639,000 | 178,086,000 |
| Noninterest-bearing deposits | 34,581,000 | 33,039,000 | 34,347,000 | 35,999,000 |
| Equity capital | 20,679,000 | 16,801,000 | 19,666,000 | 17,292,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,829,000 | 5,754,000 | 8,732,000 | 11,682,000 |
| Interest expense | 415,000 | 801,000 | 1,174,000 | 1,545,000 |
| Net interest income | 2,414,000 | 4,953,000 | 7,558,000 | 10,137,000 |
| Noninterest income | 367,000 | 758,000 | 1,153,000 | 1,532,000 |
| Noninterest expense | 1,460,000 | 2,976,000 | 4,512,000 | 5,980,000 |
| Provision for loan losses | 9,000 | 10,000 | 13,000 | 24,000 |
| Pretax income | 1,312,000 | 2,725,000 | 4,186,000 | 5,665,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,312,000 | 2,725,000 | 4,186,000 | 5,665,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,364,000 | 17,502,000 | 17,538,000 | 16,092,000 |
| Total capital | 17,932,000 | 18,071,000 | 18,110,000 | 16,675,000 |
| Risk-weighted assets | 96,654,000 | 96,436,000 | 96,241,000 | 96,058,000 |