Call reports 2003
BRANNEN BANK — 2003
What BRANNEN BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 232,038,000 | 232,499,000 | 231,332,000 | 232,285,000 |
| Total loans | 110,991,000 | 109,458,000 | 113,249,000 | 113,814,000 |
| Allowance for loan losses | 556,000 | 556,000 | 558,000 | 559,000 |
| Securities available for sale | 62,087,000 | 66,681,000 | 66,668,000 | 68,983,000 |
| Securities held to maturity | 10,404,000 | 8,806,000 | 7,289,000 | 6,150,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 212,231,000 | 211,634,000 | 211,679,000 | 214,202,000 |
| Interest-bearing deposits | 177,369,000 | 177,470,000 | 178,791,000 | 181,895,000 |
| Noninterest-bearing deposits | 34,862,000 | 34,164,000 | 32,888,000 | 32,307,000 |
| Equity capital | 19,658,000 | 20,678,000 | 19,424,000 | 18,011,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,023,000 | 5,971,000 | 8,848,000 | 11,753,000 |
| Interest expense | 652,000 | 1,268,000 | 1,789,000 | 2,274,000 |
| Net interest income | 2,371,000 | 4,703,000 | 7,059,000 | 9,479,000 |
| Noninterest income | 376,000 | 749,000 | 1,127,000 | 1,491,000 |
| Noninterest expense | 1,466,000 | 2,934,000 | 4,401,000 | 5,820,000 |
| Provision for loan losses | 0 | 0 | 2,000 | 7,000 |
| Pretax income | 1,281,000 | 2,518,000 | 3,867,000 | 5,227,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,281,000 | 2,518,000 | 3,867,000 | 5,227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,376,000 | 17,333,000 | 17,482,000 | 16,052,000 |
| Total capital | 17,932,000 | 17,889,000 | 18,040,000 | 16,611,000 |
| Risk-weighted assets | 96,337,000 | 95,019,000 | 102,983,000 | 114,932,000 |