Call reports 2009
FIRST NATIONAL BANK OF IVESDALE, THE — 2009
What FIRST NATIONAL BANK OF IVESDALE, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 11,595,000 | 12,428,000 | 12,468,000 | 12,530,000 |
| Total loans | 4,283,000 | 4,262,000 | 4,634,000 | 4,673,000 |
| Allowance for loan losses | 64,000 | 64,000 | 63,000 | 61,000 |
| Securities available for sale | 209,000 | 209,000 | 209,000 | 208,000 |
| Securities held to maturity | 2,562,000 | 2,857,000 | 2,857,000 | 2,426,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,722,000 | 10,536,000 | 10,563,000 | 10,640,000 |
| Interest-bearing deposits | 8,501,000 | 9,253,000 | 8,856,000 | 8,512,000 |
| Noninterest-bearing deposits | 1,221,000 | 1,283,000 | 1,707,000 | 2,128,000 |
| Equity capital | 1,843,000 | 1,848,000 | 1,865,000 | 1,857,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 109,000 | 219,000 | 339,000 | 458,000 |
| Interest expense | 28,000 | 58,000 | 84,000 | 106,000 |
| Net interest income | 81,000 | 161,000 | 255,000 | 352,000 |
| Noninterest income | 31,000 | 64,000 | 97,000 | 131,000 |
| Noninterest expense | 98,000 | 206,000 | 316,000 | 434,000 |
| Provision for loan losses | 1,000 | 1,000 | 1,000 | 1,000 |
| Pretax income | 13,000 | 18,000 | 35,000 | 48,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 13,000 | 18,000 | 35,000 | 48,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,843,000 | 1,848,000 | 1,865,000 | 1,857,000 |
| Total capital | 1,907,000 | 1,912,000 | 1,928,000 | 1,918,000 |
| Risk-weighted assets | 6,086,000 | 6,257,000 | 6,566,000 | 6,605,000 |