Call reports 2008
FIRST NATIONAL BANK OF IVESDALE, THE — 2008
What FIRST NATIONAL BANK OF IVESDALE, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 11,812,000 | 11,095,000 | 10,599,000 | 11,171,000 |
| Total loans | 4,702,000 | 4,511,000 | 4,807,000 | 4,774,000 |
| Allowance for loan losses | 66,000 | 66,000 | 66,000 | 67,000 |
| Securities available for sale | 200,000 | 0 | 0 | 209,000 |
| Securities held to maturity | 2,973,000 | 3,016,000 | 3,015,000 | 2,812,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,955,000 | 9,224,000 | 8,735,000 | 9,300,000 |
| Interest-bearing deposits | 8,638,000 | 7,985,000 | 7,490,000 | 7,622,000 |
| Noninterest-bearing deposits | 1,317,000 | 1,239,000 | 1,245,000 | 1,678,000 |
| Equity capital | 1,803,000 | 1,806,000 | 1,814,000 | 1,830,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 145,000 | 276,000 | 404,000 | 527,000 |
| Interest expense | 56,000 | 111,000 | 159,000 | 195,000 |
| Net interest income | 89,000 | 165,000 | 245,000 | 332,000 |
| Noninterest income | 24,000 | 54,000 | 82,000 | 107,000 |
| Noninterest expense | 103,000 | 206,000 | 306,000 | 401,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 10,000 | 13,000 | 21,000 | 38,000 |
| Income tax | 0 | 0 | 0 | -4,000 |
| Net income | 10,000 | 13,000 | 21,000 | 42,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,803,000 | 1,806,000 | 1,814,000 | 1,830,000 |
| Total capital | 1,869,000 | 1,872,000 | 1,880,000 | 1,897,000 |
| Risk-weighted assets | 6,403,000 | 6,091,000 | 6,256,000 | 6,333,000 |