Call reports 2006
FIRST NATIONAL BANK OF IVESDALE, THE — 2006
What FIRST NATIONAL BANK OF IVESDALE, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 10,792,000 | 10,300,000 | 9,514,000 | 10,796,000 |
| Total loans | 4,845,000 | 5,276,000 | 5,494,000 | 5,240,000 |
| Allowance for loan losses | 61,000 | 56,000 | 67,000 | 67,000 |
| Securities available for sale | 198,000 | 199,000 | 0 | 198,000 |
| Securities held to maturity | 3,006,000 | 2,805,000 | 2,204,000 | 2,418,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,075,000 | 8,567,000 | 7,754,000 | 9,022,000 |
| Interest-bearing deposits | 7,364,000 | 7,116,000 | 6,518,000 | 6,558,000 |
| Noninterest-bearing deposits | 1,711,000 | 1,451,000 | 1,236,000 | 2,464,000 |
| Equity capital | 1,660,000 | 1,678,000 | 1,698,000 | 1,724,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 131,000 | 262,000 | 395,000 | 537,000 |
| Interest expense | 33,000 | 66,000 | 103,000 | 140,000 |
| Net interest income | 98,000 | 196,000 | 292,000 | 397,000 |
| Noninterest income | 26,000 | 48,000 | 85,000 | 113,000 |
| Noninterest expense | 95,000 | 191,000 | 287,000 | 387,000 |
| Provision for loan losses | 0 | 1,000 | 11,000 | 11,000 |
| Pretax income | 29,000 | 52,000 | 79,000 | 112,000 |
| Income tax | 7,000 | 12,000 | 19,000 | 25,000 |
| Net income | 22,000 | 40,000 | 60,000 | 87,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,660,000 | 1,678,000 | 1,698,000 | 1,724,000 |
| Total capital | 1,721,000 | 1,734,000 | 1,765,000 | 1,791,000 |
| Risk-weighted assets | 6,177,000 | 6,427,000 | 6,429,000 | 6,470,000 |