Call reports 2005
FIRST NATIONAL BANK OF IVESDALE, THE — 2005
What FIRST NATIONAL BANK OF IVESDALE, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 10,503,000 | 10,288,000 | 10,197,000 | 11,272,000 |
| Total loans | 4,967,000 | 5,065,000 | 5,301,000 | 5,395,000 |
| Allowance for loan losses | 58,000 | 59,000 | 59,000 | 61,000 |
| Securities available for sale | 196,000 | 197,000 | 197,000 | 197,000 |
| Securities held to maturity | 2,814,000 | 2,763,000 | 2,761,000 | 2,760,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,871,000 | 8,632,000 | 8,512,000 | 9,587,000 |
| Interest-bearing deposits | 7,770,000 | 7,379,000 | 7,330,000 | 7,427,000 |
| Noninterest-bearing deposits | 1,101,000 | 1,253,000 | 1,182,000 | 2,160,000 |
| Equity capital | 1,596,000 | 1,612,000 | 1,625,000 | 1,637,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 119,000 | 235,000 | 358,000 | 480,000 |
| Interest expense | 22,000 | 45,000 | 72,000 | 102,000 |
| Net interest income | 97,000 | 190,000 | 286,000 | 378,000 |
| Noninterest income | 22,000 | 44,000 | 64,000 | 90,000 |
| Noninterest expense | 97,000 | 195,000 | 293,000 | 394,000 |
| Provision for loan losses | 2,000 | 2,000 | 2,000 | 3,000 |
| Pretax income | 20,000 | 37,000 | 55,000 | 71,000 |
| Income tax | 5,000 | 7,000 | 12,000 | 16,000 |
| Net income | 15,000 | 30,000 | 43,000 | 55,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,596,000 | 1,612,000 | 1,625,000 | 1,637,000 |
| Total capital | 1,654,000 | 1,671,000 | 1,684,000 | 1,698,000 |
| Risk-weighted assets | 6,186,000 | 6,205,000 | 6,399,000 | 6,665,000 |