Call reports 2004
FIRST NATIONAL BANK OF IVESDALE, THE — 2004
What FIRST NATIONAL BANK OF IVESDALE, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 11,294,000 | 10,788,000 | 10,359,000 | 10,581,000 |
| Total loans | 5,014,000 | 5,268,000 | 5,359,000 | 5,789,000 |
| Allowance for loan losses | 43,000 | 48,000 | 54,000 | 55,000 |
| Securities available for sale | 201,000 | 197,000 | 199,000 | 198,000 |
| Securities held to maturity | 2,865,000 | 2,967,000 | 2,866,000 | 2,665,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,718,000 | 9,212,000 | 8,750,000 | 8,975,000 |
| Interest-bearing deposits | 8,393,000 | 8,000,000 | 7,718,000 | 7,753,000 |
| Noninterest-bearing deposits | 1,325,000 | 1,212,000 | 1,032,000 | 1,222,000 |
| Equity capital | 1,548,000 | 1,549,000 | 1,571,000 | 1,582,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 113,000 | 228,000 | 344,000 | 463,000 |
| Interest expense | 26,000 | 50,000 | 72,000 | 94,000 |
| Net interest income | 87,000 | 178,000 | 272,000 | 369,000 |
| Noninterest income | 25,000 | 49,000 | 70,000 | 91,000 |
| Noninterest expense | 96,000 | 189,000 | 281,000 | 380,000 |
| Provision for loan losses | 1,000 | 12,000 | 12,000 | 12,000 |
| Pretax income | 15,000 | 26,000 | 49,000 | 68,000 |
| Income tax | 2,000 | 9,000 | 12,000 | 14,000 |
| Net income | 13,000 | 17,000 | 37,000 | 54,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,548,000 | 1,549,000 | 1,571,000 | 1,582,000 |
| Total capital | 1,591,000 | 1,597,000 | 1,625,000 | 1,637,000 |
| Risk-weighted assets | 6,397,000 | 6,456,000 | 6,496,000 | 6,905,000 |