Call reports 2003
FIRST NATIONAL BANK OF IVESDALE, THE — 2003
What FIRST NATIONAL BANK OF IVESDALE, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 10,847,000 | 10,806,000 | 10,363,000 | 11,432,000 |
| Total loans | 5,446,000 | 5,381,000 | 5,567,000 | 5,465,000 |
| Allowance for loan losses | 56,000 | 61,000 | 61,000 | 59,000 |
| Securities available for sale | 404,000 | 403,000 | 400,000 | 200,000 |
| Securities held to maturity | 1,318,000 | 1,917,000 | 1,817,000 | 1,817,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,280,000 | 9,241,000 | 8,800,000 | 9,876,000 |
| Interest-bearing deposits | 8,234,000 | 7,960,000 | 7,794,000 | 8,236,000 |
| Noninterest-bearing deposits | 1,046,000 | 1,281,000 | 1,006,000 | 1,640,000 |
| Equity capital | 1,510,000 | 1,525,000 | 1,520,000 | 1,534,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 136,000 | 265,000 | 392,000 | 512,000 |
| Interest expense | 36,000 | 69,000 | 99,000 | 128,000 |
| Net interest income | 100,000 | 196,000 | 293,000 | 384,000 |
| Noninterest income | 18,000 | 36,000 | 57,000 | 96,000 |
| Noninterest expense | 88,000 | 175,000 | 270,000 | 366,000 |
| Provision for loan losses | 4,000 | 9,000 | 31,000 | 38,000 |
| Pretax income | 26,000 | 48,000 | 49,000 | 76,000 |
| Income tax | 7,000 | 13,000 | 17,000 | 20,000 |
| Net income | 19,000 | 35,000 | 32,000 | 56,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,507,000 | 1,525,000 | 1,520,000 | 1,534,000 |
| Total capital | 1,563,000 | 1,586,000 | 1,581,000 | 1,593,000 |
| Risk-weighted assets | 6,486,000 | 6,488,000 | 6,603,000 | 6,741,000 |