Call reports 2002
FIRST NATIONAL BANK OF IVESDALE, THE — 2002
What FIRST NATIONAL BANK OF IVESDALE, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 10,271,000 | 10,149,000 | 10,157,000 | 11,034,000 |
| Total loans | 5,643,000 | 5,871,000 | 6,326,000 | 6,171,000 |
| Allowance for loan losses | 53,000 | 49,000 | 50,000 | 52,000 |
| Securities available for sale | 656,000 | 664,000 | 662,000 | 658,000 |
| Securities held to maturity | 1,757,000 | 1,520,000 | 1,319,000 | 1,319,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,753,000 | 8,613,000 | 8,597,000 | 9,469,000 |
| Interest-bearing deposits | 7,596,000 | 7,717,000 | 7,546,000 | 7,875,000 |
| Noninterest-bearing deposits | 1,157,000 | 896,000 | 1,051,000 | 1,594,000 |
| Equity capital | 1,437,000 | 1,462,000 | 1,486,000 | 1,494,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 149,000 | 296,000 | 446,000 | 596,000 |
| Interest expense | 50,000 | 96,000 | 138,000 | 178,000 |
| Net interest income | 99,000 | 200,000 | 308,000 | 418,000 |
| Noninterest income | 15,000 | 30,000 | 49,000 | 70,000 |
| Noninterest expense | 81,000 | 161,000 | 250,000 | 341,000 |
| Provision for loan losses | 0 | 1,000 | 3,000 | 5,000 |
| Pretax income | 33,000 | 68,000 | 104,000 | 142,000 |
| Income tax | 19,000 | 36,000 | 45,000 | 58,000 |
| Net income | 14,000 | 32,000 | 59,000 | 84,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,437,000 | 1,452,000 | 1,478,000 | 1,488,000 |
| Total capital | 1,490,000 | 1,501,000 | 1,528,000 | 1,540,000 |
| Risk-weighted assets | 6,760,000 | 7,027,000 | 7,170,000 | 7,232,000 |