Call reports 2025
FIRST COMMUNITY BANK — 2025
What FIRST COMMUNITY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 117,637,000 | 115,777,000 | 114,403,000 | 116,939,000 |
| Total loans | 69,162,000 | 73,261,000 | 74,469,000 | 77,745,000 |
| Allowance for loan losses | 837,000 | 848,000 | 879,000 | 1,012,000 |
| Securities available for sale | 29,413,000 | 27,836,000 | 26,141,000 | 25,737,000 |
| Securities held to maturity | 426,000 | 425,000 | 634,000 | 633,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,573,000 | 98,329,000 | 96,618,000 | 98,755,000 |
| Interest-bearing deposits | 77,006,000 | 76,972,000 | 75,437,000 | 76,622,000 |
| Noninterest-bearing deposits | 23,567,000 | 21,357,000 | 21,181,000 | 22,133,000 |
| Equity capital | 13,147,000 | 13,490,000 | 13,777,000 | 13,920,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,328,000 | 2,733,000 | 4,158,000 | 5,603,000 |
| Interest expense | 401,000 | 794,000 | 1,192,000 | 1,576,000 |
| Net interest income | 927,000 | 1,939,000 | 2,966,000 | 4,027,000 |
| Noninterest income | 257,000 | 419,000 | 671,000 | 883,000 |
| Noninterest expense | 788,000 | 1,593,000 | 2,444,000 | 3,291,000 |
| Provision for loan losses | 15,000 | 25,000 | 55,000 | 195,000 |
| Pretax income | 383,000 | 744,000 | 1,131,000 | 1,421,000 |
| Income tax | 16,000 | 32,000 | 49,000 | 63,000 |
| Net income | 367,000 | 712,000 | 1,082,000 | 1,358,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,338,000 | 10,478,000 | 10,574,000 | 10,595,000 |
| Total capital | 11,175,000 | 11,326,000 | 11,453,000 | 11,608,000 |
| Risk-weighted assets | 80,411,000 | 81,190,000 | 81,651,000 | 86,102,000 |