Call reports 2024
FIRST COMMUNITY BANK — 2024
What FIRST COMMUNITY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 119,021,000 | 115,028,000 | 115,525,000 | 116,994,000 |
| Total loans | 70,448,000 | 69,788,000 | 70,918,000 | 72,013,000 |
| Allowance for loan losses | 606,000 | 637,000 | 667,000 | 822,000 |
| Securities available for sale | 30,940,000 | 30,151,000 | 27,851,000 | 27,689,000 |
| Securities held to maturity | 2,034,000 | 1,532,000 | 1,532,000 | 427,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,328,000 | 97,778,000 | 97,619,000 | 99,380,000 |
| Interest-bearing deposits | 78,310,000 | 75,751,000 | 75,495,000 | 75,817,000 |
| Noninterest-bearing deposits | 24,018,000 | 22,027,000 | 22,124,000 | 23,563,000 |
| Equity capital | 11,870,000 | 12,053,000 | 12,940,000 | 12,692,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,304,000 | 2,647,000 | 3,970,000 | 5,323,000 |
| Interest expense | 396,000 | 816,000 | 1,259,000 | 1,682,000 |
| Net interest income | 908,000 | 1,831,000 | 2,711,000 | 3,641,000 |
| Noninterest income | 202,000 | 364,000 | 594,000 | 796,000 |
| Noninterest expense | 808,000 | 1,586,000 | 2,340,000 | 3,132,000 |
| Provision for loan losses | 20,000 | 50,000 | 80,000 | 235,000 |
| Pretax income | 280,000 | 548,000 | 852,000 | 1,041,000 |
| Income tax | 11,000 | 23,000 | 37,000 | 45,000 |
| Net income | 269,000 | 525,000 | 815,000 | 996,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,184,000 | 10,185,000 | 10,271,000 | 10,176,000 |
| Total capital | 10,790,000 | 10,822,000 | 10,938,000 | 10,998,000 |
| Risk-weighted assets | 82,530,000 | 79,553,000 | 78,757,000 | 80,980,000 |