Call reports 2021
FIRST COMMUNITY BANK — 2021
What FIRST COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 116,718,000 | 112,532,000 | 112,973,000 | 113,449,000 |
| Total loans | 57,407,000 | 56,562,000 | 56,072,000 | 57,103,000 |
| Allowance for loan losses | 568,000 | 570,000 | 570,000 | 573,000 |
| Securities available for sale | 28,089,000 | 29,910,000 | 28,873,000 | 30,996,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,914,000 | 94,590,000 | 95,024,000 | 95,569,000 |
| Interest-bearing deposits | 74,329,000 | 70,016,000 | 69,826,000 | 69,884,000 |
| Noninterest-bearing deposits | 24,585,000 | 24,574,000 | 25,198,000 | 25,685,000 |
| Equity capital | 12,733,000 | 12,905,000 | 13,030,000 | 13,157,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 825,000 | 1,826,000 | 2,750,000 | 3,726,000 |
| Interest expense | 88,000 | 170,000 | 238,000 | 303,000 |
| Net interest income | 737,000 | 1,656,000 | 2,512,000 | 3,423,000 |
| Noninterest income | 49,000 | 89,000 | 150,000 | 316,000 |
| Noninterest expense | 593,000 | 1,178,000 | 1,812,000 | 2,157,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 211,000 | 587,000 | 875,000 | 1,612,000 |
| Income tax | 23,000 | 29,000 | 38,000 | 70,000 |
| Net income | 188,000 | 558,000 | 837,000 | 1,542,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,425,000 | 9,392,000 | 9,887,000 | 9,028,000 |
| Total capital | 9,993,000 | 9,962,000 | 10,457,000 | 9,601,000 |
| Risk-weighted assets | 71,624,000 | 69,244,000 | 67,067,000 | 70,731,000 |