Call reports 2019
FIRST COMMUNITY BANK — 2019
What FIRST COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 98,962,000 | 96,749,000 | 95,633,000 | 97,595,000 |
| Total loans | 57,702,000 | 58,389,000 | 58,911,000 | 60,895,000 |
| Allowance for loan losses | 519,000 | 514,000 | 545,000 | 545,000 |
| Securities available for sale | 21,902,000 | 21,863,000 | 20,031,000 | 18,268,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,157,000 | 79,746,000 | 78,527,000 | 80,511,000 |
| Interest-bearing deposits | 64,937,000 | 64,049,000 | 62,895,000 | 63,154,000 |
| Noninterest-bearing deposits | 17,221,000 | 15,697,000 | 15,632,000 | 17,357,000 |
| Equity capital | 12,045,000 | 12,201,000 | 12,245,000 | 12,291,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 879,000 | 1,865,000 | 2,821,000 | 3,794,000 |
| Interest expense | 198,000 | 384,000 | 562,000 | 738,000 |
| Net interest income | 681,000 | 1,481,000 | 2,259,000 | 3,056,000 |
| Noninterest income | 36,000 | 88,000 | 491,000 | 555,000 |
| Noninterest expense | 539,000 | 1,129,000 | 1,716,000 | 2,289,000 |
| Provision for loan losses | 0 | 0 | 35,000 | 35,000 |
| Pretax income | 178,000 | 441,000 | 1,000,000 | 1,313,000 |
| Income tax | 7,000 | 19,000 | 44,000 | 58,000 |
| Net income | 171,000 | 422,000 | 956,000 | 1,255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,178,000 | 9,175,000 | 9,192,000 | 9,230,000 |
| Total capital | 9,697,000 | 9,689,000 | 9,737,000 | 9,775,000 |
| Risk-weighted assets | 70,347,000 | 67,459,000 | 65,228,000 | 69,522,000 |