Call reports 2016
FIRST COMMUNITY BANK — 2016
What FIRST COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 95,373,000 | 95,951,000 | 94,808,000 | 97,472,000 |
| Total loans | 52,681,000 | 48,649,000 | 50,762,000 | 52,135,000 |
| Allowance for loan losses | 556,000 | 521,000 | 517,000 | 523,000 |
| Securities available for sale | 16,754,000 | 19,628,000 | 17,410,000 | 20,568,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,135,000 | 78,706,000 | 76,750,000 | 78,867,000 |
| Interest-bearing deposits | 61,812,000 | 63,172,000 | 61,989,000 | 61,525,000 |
| Noninterest-bearing deposits | 16,323,000 | 15,534,000 | 14,761,000 | 17,343,000 |
| Equity capital | 11,906,000 | 11,949,000 | 11,995,000 | 11,450,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 799,000 | 1,572,000 | 2,351,000 | 3,128,000 |
| Interest expense | 96,000 | 195,000 | 296,000 | 398,000 |
| Net interest income | 703,000 | 1,377,000 | 2,055,000 | 2,730,000 |
| Noninterest income | 126,000 | 156,000 | 218,000 | 255,000 |
| Noninterest expense | 466,000 | 913,000 | 1,386,000 | 1,893,000 |
| Provision for loan losses | 205,000 | 225,000 | 225,000 | 225,000 |
| Pretax income | 158,000 | 395,000 | 662,000 | 867,000 |
| Income tax | 5,000 | 16,000 | 28,000 | 37,000 |
| Net income | 153,000 | 379,000 | 634,000 | 830,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,835,000 | 8,840,000 | 8,919,000 | 8,849,000 |
| Total capital | 9,391,000 | 9,361,000 | 9,436,000 | 9,372,000 |
| Risk-weighted assets | 67,015,000 | 62,060,000 | 62,404,000 | 65,664,000 |