Call reports 2002
FIRST COMMUNITY BANK — 2002
What FIRST COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 52,722,000 | 52,872,000 | 51,339,000 | 51,427,000 |
| Total loans | 25,577,000 | 26,336,000 | 28,091,000 | 29,013,000 |
| Allowance for loan losses | 389,000 | 374,000 | 357,000 | 356,000 |
| Securities available for sale | 21,948,000 | 21,121,000 | 14,521,000 | 16,299,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,212,000 | 40,780,000 | 39,235,000 | 39,289,000 |
| Interest-bearing deposits | 35,635,000 | 35,784,000 | 33,191,000 | 33,514,000 |
| Noninterest-bearing deposits | 5,577,000 | 4,996,000 | 6,044,000 | 5,775,000 |
| Equity capital | 5,593,000 | 5,971,000 | 6,137,000 | 6,187,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 772,000 | 1,523,000 | 2,274,000 | 3,016,000 |
| Interest expense | 338,000 | 642,000 | 928,000 | 1,194,000 |
| Net interest income | 434,000 | 881,000 | 1,346,000 | 1,822,000 |
| Noninterest income | 45,000 | 91,000 | 143,000 | 189,000 |
| Noninterest expense | 316,000 | 595,000 | 887,000 | 1,133,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 163,000 | 377,000 | 663,000 | 939,000 |
| Income tax | 7,000 | 18,000 | 31,000 | 49,000 |
| Net income | 156,000 | 359,000 | 632,000 | 890,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,298,000 | 4,376,000 | 4,508,000 | 4,448,000 |
| Total capital | 4,687,000 | 4,750,000 | 4,865,000 | 4,814,000 |
| Risk-weighted assets | 33,298,000 | 33,432,000 | 34,265,000 | 35,925,000 |