Call reports 2001
FIRST COMMUNITY BANK — 2001
What FIRST COMMUNITY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 25,524,000 | 25,749,000 | 55,254,000 | 56,868,000 |
| Total loans | 15,463,000 | 16,665,000 | 28,638,000 | 27,137,000 |
| Allowance for loan losses | 330,000 | 348,000 | 410,000 | 389,000 |
| Securities available for sale | 7,803,000 | 6,216,000 | 19,960,000 | 21,131,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,163,000 | 16,668,000 | 43,133,000 | 45,294,000 |
| Interest-bearing deposits | 15,143,000 | 14,516,000 | 37,735,000 | 39,106,000 |
| Noninterest-bearing deposits | 2,020,000 | 2,152,000 | 5,398,000 | 6,188,000 |
| Equity capital | 3,242,000 | 3,193,000 | 5,661,000 | 5,547,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 474,000 | 946,000 | 1,709,000 | 2,518,000 |
| Interest expense | 242,000 | 477,000 | 879,000 | 1,305,000 |
| Net interest income | 232,000 | 469,000 | 830,000 | 1,213,000 |
| Noninterest income | 26,000 | 54,000 | 96,000 | 150,000 |
| Noninterest expense | 158,000 | 348,000 | 600,000 | 939,000 |
| Provision for loan losses | 0 | 0 | 2,000 | 0 |
| Pretax income | 100,000 | 175,000 | 324,000 | 424,000 |
| Income tax | 7,000 | 14,000 | 24,000 | 32,000 |
| Net income | 93,000 | 161,000 | 300,000 | 392,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,287,000 | 3,247,000 | 4,077,000 | 4,118,000 |
| Total capital | 3,512,000 | 3,485,000 | 4,487,000 | 4,507,000 |
| Risk-weighted assets | 17,866,000 | 18,955,000 | 35,059,000 | 34,933,000 |
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