Call reports 2015
FIRSTSTATE BANK — 2015
What FIRSTSTATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 216,567,000 | 214,997,000 | 213,811,000 | 209,856,000 |
| Total loans | 115,182,000 | 114,539,000 | 114,108,000 | 114,412,000 |
| Allowance for loan losses | 1,378,000 | 1,315,000 | 1,353,000 | 1,228,000 |
| Securities available for sale | 75,420,000 | 79,069,000 | 75,384,000 | 77,177,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,981,000 | 169,995,000 | 167,344,000 | 170,274,000 |
| Interest-bearing deposits | 140,335,000 | 140,818,000 | 138,020,000 | 139,670,000 |
| Noninterest-bearing deposits | 30,646,000 | 29,177,000 | 29,324,000 | 30,604,000 |
| Equity capital | 23,881,000 | 23,040,000 | 24,352,000 | 24,946,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,413,000 | 4,937,000 | 7,458,000 | 9,962,000 |
| Interest expense | 514,000 | 1,007,000 | 1,497,000 | 1,922,000 |
| Net interest income | 1,899,000 | 3,930,000 | 5,961,000 | 8,040,000 |
| Noninterest income | 271,000 | 559,000 | 1,019,000 | 1,313,000 |
| Noninterest expense | 1,445,000 | 2,817,000 | 4,301,000 | 5,733,000 |
| Provision for loan losses | 20,000 | 220,000 | 284,000 | 288,000 |
| Pretax income | 893,000 | 1,709,000 | 2,672,000 | 3,609,000 |
| Income tax | 273,000 | 467,000 | 680,000 | 885,000 |
| Net income | 620,000 | 1,242,000 | 1,992,000 | 2,724,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,863,000 | 23,085,000 | 23,835,000 | 24,167,000 |
| Total capital | 24,241,000 | 24,400,000 | 25,188,000 | 25,395,000 |
| Risk-weighted assets | 150,128,000 | 151,629,000 | 149,598,000 | 149,733,000 |