Call reports 2008
FIRSTSTATE BANK — 2008
What FIRSTSTATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 147,957,000 | 155,568,000 | 156,403,000 | 157,763,000 |
| Total loans | 80,396,000 | 84,219,000 | 87,470,000 | 87,533,000 |
| Allowance for loan losses | 756,000 | 836,000 | 765,000 | 754,000 |
| Securities available for sale | 49,522,000 | 52,536,000 | 49,968,000 | 51,268,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,722,000 | 116,736,000 | 117,908,000 | 118,523,000 |
| Interest-bearing deposits | 93,731,000 | 101,327,000 | 103,394,000 | 103,929,000 |
| Noninterest-bearing deposits | 14,991,000 | 15,409,000 | 14,514,000 | 14,594,000 |
| Equity capital | 12,507,000 | 12,125,000 | 11,538,000 | 12,454,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,456,000 | 4,905,000 | 7,444,000 | 9,999,000 |
| Interest expense | 1,254,000 | 2,471,000 | 3,683,000 | 4,823,000 |
| Net interest income | 1,202,000 | 2,434,000 | 3,761,000 | 5,176,000 |
| Noninterest income | 247,000 | 465,000 | 766,000 | 1,133,000 |
| Noninterest expense | 1,034,000 | 2,113,000 | 3,315,000 | 4,457,000 |
| Provision for loan losses | 121,000 | 317,000 | 407,000 | 535,000 |
| Pretax income | 290,000 | 465,000 | 851,000 | 1,438,000 |
| Income tax | 51,000 | 95,000 | 166,000 | 275,000 |
| Net income | 239,000 | 370,000 | 685,000 | 1,163,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,371,000 | 12,502,000 | 12,817,000 | 12,895,000 |
| Total capital | 13,127,000 | 13,338,000 | 13,582,000 | 13,649,000 |
| Risk-weighted assets | 95,619,000 | 100,498,000 | 102,940,000 | 103,453,000 |