Call reports 2007
FIRSTSTATE BANK — 2007
What FIRSTSTATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 135,669,000 | 136,812,000 | 141,731,000 | 147,010,000 |
| Total loans | 75,913,000 | 77,310,000 | 77,577,000 | 78,444,000 |
| Allowance for loan losses | 725,000 | 809,000 | 869,000 | 747,000 |
| Securities available for sale | 46,562,000 | 46,309,000 | 49,672,000 | 51,870,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,852,000 | 101,257,000 | 103,003,000 | 107,423,000 |
| Interest-bearing deposits | 85,462,000 | 87,689,000 | 89,987,000 | 93,325,000 |
| Noninterest-bearing deposits | 14,390,000 | 13,568,000 | 13,016,000 | 14,098,000 |
| Equity capital | 11,182,000 | 10,660,000 | 11,571,000 | 12,445,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,290,000 | 4,689,000 | 7,162,000 | 9,692,000 |
| Interest expense | 1,124,000 | 2,309,000 | 3,536,000 | 4,818,000 |
| Net interest income | 1,166,000 | 2,380,000 | 3,626,000 | 4,874,000 |
| Noninterest income | 328,000 | 579,000 | 871,000 | 1,491,000 |
| Noninterest expense | 992,000 | 1,962,000 | 2,995,000 | 3,981,000 |
| Provision for loan losses | 101,000 | 237,000 | 350,000 | 492,000 |
| Pretax income | 401,000 | 421,000 | 843,000 | 1,605,000 |
| Income tax | 85,000 | 119,000 | 169,000 | 390,000 |
| Net income | 316,000 | 302,000 | 674,000 | 1,215,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,433,000 | 11,419,000 | 11,791,000 | 12,132,000 |
| Total capital | 12,158,000 | 12,228,000 | 12,660,000 | 12,879,000 |
| Risk-weighted assets | 86,304,000 | 88,880,000 | 90,741,000 | 93,051,000 |