Call reports 2006
FIRSTSTATE BANK — 2006
What FIRSTSTATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 124,964,000 | 127,844,000 | 131,640,000 | 130,868,000 |
| Total loans | 67,539,000 | 70,941,000 | 72,860,000 | 74,091,000 |
| Allowance for loan losses | 527,000 | 531,000 | 533,000 | 639,000 |
| Securities available for sale | 43,552,000 | 45,480,000 | 46,504,000 | 45,630,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,501,000 | 96,234,000 | 96,607,000 | 95,178,000 |
| Interest-bearing deposits | 81,576,000 | 82,474,000 | 83,482,000 | 81,672,000 |
| Noninterest-bearing deposits | 13,925,000 | 13,760,000 | 13,125,000 | 13,506,000 |
| Equity capital | 10,044,000 | 9,587,000 | 10,969,000 | 10,760,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,985,000 | 4,115,000 | 6,392,000 | 8,673,000 |
| Interest expense | 799,000 | 1,703,000 | 2,728,000 | 3,790,000 |
| Net interest income | 1,186,000 | 2,412,000 | 3,664,000 | 4,883,000 |
| Noninterest income | 252,000 | 529,000 | 819,000 | 1,156,000 |
| Noninterest expense | 1,003,000 | 2,018,000 | 3,040,000 | 3,988,000 |
| Provision for loan losses | 36,000 | 110,000 | 215,000 | 365,000 |
| Pretax income | 399,000 | 813,000 | 1,273,000 | 1,759,000 |
| Income tax | 86,000 | 175,000 | 280,000 | 437,000 |
| Net income | 313,000 | 638,000 | 993,000 | 1,322,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,608,000 | 10,933,000 | 11,288,000 | 11,116,000 |
| Total capital | 11,135,000 | 11,464,000 | 11,821,000 | 11,755,000 |
| Risk-weighted assets | 77,066,000 | 81,486,000 | 82,455,000 | 83,452,000 |