Call reports 2003
FIRSTSTATE BANK — 2003
What FIRSTSTATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 95,577,000 | 99,035,000 | 102,398,000 | 102,782,000 |
| Total loans | 45,835,000 | 46,731,000 | 48,166,000 | 48,577,000 |
| Allowance for loan losses | 398,000 | 426,000 | 409,000 | 388,000 |
| Securities available for sale | 33,427,000 | 41,610,000 | 42,496,000 | 45,121,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,338,000 | 78,627,000 | 82,892,000 | 81,677,000 |
| Interest-bearing deposits | 65,250,000 | 67,577,000 | 71,808,000 | 70,891,000 |
| Noninterest-bearing deposits | 11,088,000 | 11,050,000 | 11,084,000 | 10,786,000 |
| Equity capital | 8,130,000 | 8,902,000 | 8,340,000 | 8,376,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,399,000 | 2,914,000 | 4,502,000 | 6,109,000 |
| Interest expense | 450,000 | 923,000 | 1,388,000 | 1,856,000 |
| Net interest income | 949,000 | 1,991,000 | 3,114,000 | 4,253,000 |
| Noninterest income | 135,000 | 321,000 | 498,000 | 644,000 |
| Noninterest expense | 799,000 | 1,518,000 | 2,344,000 | 3,205,000 |
| Provision for loan losses | 65,000 | 140,000 | 200,000 | 245,000 |
| Pretax income | 527,000 | 970,000 | 1,397,000 | 1,789,000 |
| Income tax | 158,000 | 252,000 | 345,000 | 417,000 |
| Net income | 369,000 | 718,000 | 1,052,000 | 1,372,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,733,000 | 8,078,000 | 8,405,000 | 8,219,000 |
| Total capital | 8,131,000 | 8,504,000 | 8,814,000 | 8,607,000 |
| Risk-weighted assets | 55,122,000 | 55,917,000 | 59,574,000 | 60,241,000 |