Call reports 2025
INDEPENDENCE BANK — 2025
What INDEPENDENCE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 15,284,000 | 15,202,000 | 14,752,000 | 14,177,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 0 | 0 | 0 | 0 |
| Interest-bearing deposits | 0 | 0 | 0 | 0 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 15,066,000 | 14,970,000 | 14,570,000 | 14,062,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 171,000 | 332,000 | 492,000 | 646,000 |
| Interest expense | 0 | 0 | 0 | 0 |
| Net interest income | 171,000 | 332,000 | 492,000 | 646,000 |
| Noninterest income | 13,000 | 37,000 | 47,000 | 91,000 |
| Noninterest expense | 302,000 | 582,000 | 902,000 | 1,608,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -118,000 | -213,000 | -363,000 | -871,000 |
| Income tax | 0 | 0 | 0 | 1,000 |
| Net income | -118,000 | -213,000 | -363,000 | -872,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,066,000 | 14,970,000 | 14,570,000 | 14,062,000 |
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