Call reports 2006
INDEPENDENCE BANK — 2006
What INDEPENDENCE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 43,317,000 | 46,772,000 | 46,602,000 | 45,923,000 |
| Total loans | 26,973,000 | 26,350,000 | 27,358,000 | 27,920,000 |
| Allowance for loan losses | 975,000 | 613,000 | 639,000 | 633,000 |
| Securities available for sale | 5,413,000 | 5,329,000 | 5,312,000 | 5,282,000 |
| Securities held to maturity | 3,439,000 | 3,297,000 | 3,163,000 | 3,044,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,993,000 | 35,679,000 | 35,842,000 | 35,681,000 |
| Interest-bearing deposits | 27,724,000 | 29,980,000 | 29,662,000 | 28,873,000 |
| Noninterest-bearing deposits | 4,269,000 | 5,699,000 | 6,181,000 | 6,808,000 |
| Equity capital | 5,767,000 | 5,800,000 | 5,792,000 | 5,596,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 879,000 | 1,808,000 | 2,694,000 | 3,560,000 |
| Interest expense | 297,000 | 610,000 | 933,000 | 1,281,000 |
| Net interest income | 582,000 | 1,198,000 | 1,761,000 | 2,279,000 |
| Noninterest income | 622,000 | 1,196,000 | 1,658,000 | 2,045,000 |
| Noninterest expense | 1,000,000 | 2,033,000 | 3,019,000 | 4,039,000 |
| Provision for loan losses | 157,000 | 251,000 | 354,000 | 586,000 |
| Pretax income | 47,000 | 110,000 | 46,000 | -301,000 |
| Income tax | 19,000 | 44,000 | 18,000 | -120,000 |
| Net income | 28,000 | 66,000 | 28,000 | -181,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,799,000 | 5,841,000 | 5,805,000 | 5,598,000 |
| Total capital | 6,174,000 | 6,204,000 | 6,186,000 | 5,969,000 |
| Risk-weighted assets | 29,403,000 | 28,829,000 | 30,222,000 | 29,405,000 |
Machine access — free, no API key
Every figure shown here about INDEPENDENCE BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.