Call reports 2003
ALLIANCE BANK OF BATON ROUGE — 2003
What ALLIANCE BANK OF BATON ROUGE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 67,792,000 | 77,514,000 | 76,032,000 | 76,077,000 |
| Total loans | 46,336,000 | 51,121,000 | 50,420,000 | 53,725,000 |
| Allowance for loan losses | 551,000 | 566,000 | 555,000 | 576,000 |
| Securities available for sale | 16,086,000 | 20,746,000 | 19,453,000 | 17,913,000 |
| Securities held to maturity | 52,000 | 48,000 | 28,000 | 27,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,599,000 | 67,639,000 | 64,115,000 | 65,118,000 |
| Interest-bearing deposits | 44,244,000 | 50,700,000 | 48,020,000 | 50,556,000 |
| Noninterest-bearing deposits | 13,355,000 | 16,939,000 | 16,095,000 | 14,562,000 |
| Equity capital | 8,850,000 | 9,049,000 | 9,115,000 | 9,252,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 784,000 | 1,561,000 | 2,352,000 | 3,116,000 |
| Interest expense | 171,000 | 336,000 | 493,000 | 639,000 |
| Net interest income | 613,000 | 1,225,000 | 1,859,000 | 2,477,000 |
| Noninterest income | 136,000 | 245,000 | 384,000 | 485,000 |
| Noninterest expense | 563,000 | 1,092,000 | 1,652,000 | 2,154,000 |
| Provision for loan losses | 16,000 | 31,000 | 58,000 | 74,000 |
| Pretax income | 170,000 | 347,000 | 533,000 | 734,000 |
| Income tax | 58,000 | 117,000 | 173,000 | 234,000 |
| Net income | 112,000 | 230,000 | 360,000 | 500,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,699,000 | 8,848,000 | 8,925,000 | 9,058,000 |
| Total capital | 9,250,000 | 9,414,000 | 9,480,000 | 9,634,000 |
| Risk-weighted assets | 53,062,000 | 62,403,000 | 62,676,000 | 62,089,000 |