Call reports 2002
ALLIANCE BANK OF BATON ROUGE — 2002
What ALLIANCE BANK OF BATON ROUGE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 67,885,000 | 65,100,000 | 66,682,000 | 67,541,000 |
| Total loans | 45,387,000 | 47,973,000 | 51,720,000 | 53,891,000 |
| Allowance for loan losses | 412,000 | 438,000 | 476,000 | 537,000 |
| Securities available for sale | 16,803,000 | 11,145,000 | 11,153,000 | 10,620,000 |
| Securities held to maturity | 88,000 | 77,000 | 70,000 | 65,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,219,000 | 51,100,000 | 54,480,000 | 54,493,000 |
| Interest-bearing deposits | 46,452,000 | 40,968,000 | 43,141,000 | 43,850,000 |
| Noninterest-bearing deposits | 9,767,000 | 10,132,000 | 11,339,000 | 10,643,000 |
| Equity capital | 8,410,000 | 8,605,000 | 8,747,000 | 8,742,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 821,000 | 1,650,000 | 2,513,000 | 3,346,000 |
| Interest expense | 240,000 | 463,000 | 685,000 | 902,000 |
| Net interest income | 581,000 | 1,187,000 | 1,828,000 | 2,444,000 |
| Noninterest income | 55,000 | 121,000 | 199,000 | 322,000 |
| Noninterest expense | 502,000 | 1,014,000 | 1,532,000 | 2,053,000 |
| Provision for loan losses | 16,000 | 42,000 | 83,000 | 143,000 |
| Pretax income | 118,000 | 252,000 | 412,000 | 570,000 |
| Income tax | 38,000 | 81,000 | 132,000 | 180,000 |
| Net income | 80,000 | 171,000 | 280,000 | 390,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,237,000 | 8,426,000 | 8,610,000 | 8,588,000 |
| Total capital | 8,649,000 | 8,864,000 | 9,087,000 | 9,126,000 |
| Risk-weighted assets | 52,393,000 | 52,004,000 | 54,790,000 | 58,043,000 |