Call reports 2026
PEOPLES TRUST COMPANY OF ST. ALBANS — 2026
What PEOPLES TRUST COMPANY OF ST. ALBANS reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 379,999,000 | 395,438,000 |
| Total loans | 289,179,000 | 298,068,000 |
| Allowance for loan losses | 3,791,000 | 3,855,000 |
| Securities available for sale | 55,420,000 | 55,444,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 334,411,000 | 348,764,000 |
| Interest-bearing deposits | 238,597,000 | 249,758,000 |
| Noninterest-bearing deposits | 95,814,000 | 99,006,000 |
| Equity capital | 42,633,000 | 43,738,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,656,000 | 9,500,000 |
| Interest expense | 853,000 | 1,770,000 |
| Net interest income | 3,803,000 | 7,730,000 |
| Noninterest income | 880,000 | 1,582,000 |
| Noninterest expense | 3,497,000 | 7,007,000 |
| Provision for loan losses | 0 | 80,000 |
| Pretax income | 1,186,000 | 2,225,000 |
| Income tax | 144,000 | 260,000 |
| Net income | 1,042,000 | 1,965,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 45,497,000 | 46,053,000 |
| Total capital | 48,901,000 | 49,571,000 |
| Risk-weighted assets | 271,411,000 | 280,556,000 |