Call reports 2014
LIBERTY BANK — 2014
What LIBERTY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,061,487,000 | 1,058,211,000 | 1,065,925,000 | 1,079,877,000 |
| Total loans | 810,847,000 | 802,472,000 | 806,247,000 | 800,431,000 |
| Allowance for loan losses | 11,300,000 | 11,173,000 | 10,707,000 | 10,399,000 |
| Securities available for sale | 91,330,000 | 88,492,000 | 97,136,000 | 99,591,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 885,590,000 | 881,505,000 | 885,641,000 | 896,656,000 |
| Interest-bearing deposits | 819,044,000 | 808,635,000 | 814,092,000 | 820,262,000 |
| Noninterest-bearing deposits | 66,546,000 | 72,870,000 | 71,549,000 | 76,394,000 |
| Equity capital | 120,876,000 | 123,612,000 | 127,251,000 | 131,127,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 11,869,000 | 23,833,000 | 35,676,000 | 47,467,000 |
| Interest expense | 823,000 | 1,624,000 | 2,403,000 | 3,120,000 |
| Net interest income | 11,046,000 | 22,209,000 | 33,273,000 | 44,347,000 |
| Noninterest income | 3,225,000 | 6,512,000 | 10,016,000 | 13,341,000 |
| Noninterest expense | 7,985,000 | 15,459,000 | 22,793,000 | 30,124,000 |
| Provision for loan losses | 2,000 | 202,000 | 652,000 | 684,000 |
| Pretax income | 6,264,000 | 13,040,000 | 19,828,000 | 26,864,000 |
| Income tax | 1,833,000 | 4,085,000 | 6,277,000 | 8,354,000 |
| Net income | 4,431,000 | 8,955,000 | 13,551,000 | 18,510,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 117,574,000 | 119,948,000 | 123,695,000 | 127,604,000 |
| Total capital | 126,408,000 | 128,739,000 | 132,551,000 | 136,414,000 |
| Risk-weighted assets | 703,233,000 | 698,668,000 | 703,425,000 | 700,686,000 |