Call reports 2012
LIBERTY BANK — 2012
What LIBERTY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,084,506,000 | 1,047,240,000 | 1,030,090,000 | 1,063,852,000 |
| Total loans | 888,028,000 | 869,914,000 | 856,899,000 | 862,186,000 |
| Allowance for loan losses | 11,785,000 | 11,848,000 | 11,532,000 | 11,914,000 |
| Securities available for sale | 19,512,000 | 25,070,000 | 25,691,000 | 49,295,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 907,312,000 | 866,497,000 | 866,843,000 | 920,943,000 |
| Interest-bearing deposits | 855,880,000 | 813,426,000 | 816,954,000 | 854,679,000 |
| Noninterest-bearing deposits | 51,432,000 | 53,071,000 | 49,889,000 | 66,264,000 |
| Equity capital | 113,861,000 | 117,583,000 | 120,284,000 | 106,233,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 13,660,000 | 26,962,000 | 40,080,000 | 52,824,000 |
| Interest expense | 1,924,000 | 3,607,000 | 5,116,000 | 6,498,000 |
| Net interest income | 11,736,000 | 23,355,000 | 34,964,000 | 46,326,000 |
| Noninterest income | 2,896,000 | 5,945,000 | 8,784,000 | 12,201,000 |
| Noninterest expense | 6,987,000 | 14,084,000 | 21,463,000 | 28,748,000 |
| Provision for loan losses | 3,576,000 | 4,166,000 | 5,516,000 | 7,766,000 |
| Pretax income | 4,439,000 | 11,420,000 | 17,139,000 | 22,383,000 |
| Income tax | 1,536,000 | 3,973,000 | 5,932,000 | 7,589,000 |
| Net income | 2,903,000 | 7,447,000 | 11,207,000 | 14,794,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 110,036,000 | 113,717,000 | 116,412,000 | 102,046,000 |
| Total capital | 119,539,000 | 123,009,000 | 125,763,000 | 111,284,000 |
| Risk-weighted assets | 757,964,000 | 740,831,000 | 737,263,000 | 735,594,000 |