Call reports 2001
LIBERTY BANK — 2001
What LIBERTY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 338,483,000 | 350,470,000 | 359,498,000 | 368,563,000 |
| Total loans | 261,250,000 | 272,123,000 | 290,131,000 | 305,484,000 |
| Allowance for loan losses | 2,854,000 | 2,870,000 | 3,095,000 | 3,304,000 |
| Securities available for sale | 40,072,000 | 40,892,000 | 39,506,000 | 32,707,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 285,202,000 | 295,576,000 | 303,989,000 | 311,531,000 |
| Interest-bearing deposits | 256,019,000 | 280,248,000 | 290,969,000 | 292,353,000 |
| Noninterest-bearing deposits | 29,183,000 | 15,328,000 | 13,020,000 | 19,178,000 |
| Equity capital | 27,676,000 | 28,229,000 | 28,694,000 | 29,013,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 6,680,000 | 13,172,000 | 19,537,000 | 25,531,000 |
| Interest expense | 3,838,000 | 7,544,000 | 11,037,000 | 14,135,000 |
| Net interest income | 2,842,000 | 5,628,000 | 8,500,000 | 11,396,000 |
| Noninterest income | 628,000 | 1,332,000 | 2,004,000 | 2,752,000 |
| Noninterest expense | 2,006,000 | 4,180,000 | 6,357,000 | 8,611,000 |
| Provision for loan losses | 269,000 | 520,000 | 819,000 | 1,325,000 |
| Pretax income | 1,195,000 | 2,260,000 | 3,328,000 | 4,219,000 |
| Income tax | 422,000 | 797,000 | 1,171,000 | 1,486,000 |
| Net income | 773,000 | 1,463,000 | 2,157,000 | 2,733,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,164,000 | 24,763,000 | 25,201,000 | 25,688,000 |
| Total capital | 27,018,000 | 27,633,000 | 28,296,000 | 28,992,000 |
| Risk-weighted assets | 250,886,000 | 261,365,000 | 274,254,000 | 286,298,000 |