Call reports 2006
FIRST NATIONAL BANK & TRUST — 2006
What FIRST NATIONAL BANK & TRUST reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 1,239,799,000 | 1,258,795,000 | 1,261,086,000 | 1,321,070,000 |
| Total loans | 814,521,000 | 849,378,000 | 866,302,000 | 870,767,000 |
| Allowance for loan losses | 8,870,000 | 11,563,000 | 11,433,000 | 8,679,000 |
| Securities available for sale | 286,042,000 | 262,886,000 | 266,378,000 | 274,167,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 910,704,000 | 922,742,000 | 920,450,000 | 941,922,000 |
| Interest-bearing deposits | 801,808,000 | 809,495,000 | 818,254,000 | 839,064,000 |
| Noninterest-bearing deposits | 108,895,000 | 113,247,000 | 102,195,000 | 102,859,000 |
| Equity capital | 134,500,000 | 131,288,000 | 134,780,000 | 119,165,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 16,868,000 | 35,711,000 | 54,495,000 | 73,612,000 |
| Interest expense | 6,644,000 | 14,523,000 | 22,922,000 | 32,198,000 |
| Net interest income | 10,224,000 | 21,188,000 | 31,573,000 | 41,414,000 |
| Noninterest income | 3,720,000 | 7,451,000 | 11,345,000 | 15,450,000 |
| Noninterest expense | 8,307,000 | 18,397,000 | 27,795,000 | 58,415,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 5,645,000 | 10,250,000 | 15,131,000 | -1,543,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 5,645,000 | 10,250,000 | 15,131,000 | -1,543,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 110,873,000 | 111,488,000 | 113,297,000 | 96,648,000 |
| Total capital | 119,743,000 | 122,823,000 | 124,661,000 | 105,327,000 |
| Risk-weighted assets | 935,855,000 | 951,655,000 | 960,958,000 | 974,187,000 |