Call reports 2005
FIRST NATIONAL BANK & TRUST — 2005
What FIRST NATIONAL BANK & TRUST reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 1,315,578,000 | 1,320,643,000 | 1,224,262,000 | 1,253,247,000 |
| Total loans | 773,139,000 | 811,531,000 | 798,187,000 | 804,919,000 |
| Allowance for loan losses | 15,391,000 | 17,124,000 | 8,833,000 | 8,961,000 |
| Securities available for sale | 404,060,000 | 378,654,000 | 227,828,000 | 285,572,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 821,116,000 | 837,274,000 | 844,281,000 | 883,328,000 |
| Interest-bearing deposits | 697,910,000 | 730,343,000 | 736,297,000 | 750,344,000 |
| Noninterest-bearing deposits | 123,205,000 | 106,932,000 | 107,985,000 | 132,984,000 |
| Equity capital | 139,442,000 | 139,192,000 | 135,838,000 | 131,378,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 15,301,000 | 31,779,000 | 47,799,000 | 64,333,000 |
| Interest expense | 6,241,000 | 12,979,000 | 20,044,000 | 26,206,000 |
| Net interest income | 9,060,000 | 18,800,000 | 27,755,000 | 38,127,000 |
| Noninterest income | 3,094,000 | 6,490,000 | 10,593,000 | 14,209,000 |
| Noninterest expense | 9,776,000 | 21,232,000 | 42,012,000 | 53,574,000 |
| Provision for loan losses | 1,200,000 | 2,400,000 | -3,150,000 | -3,150,000 |
| Pretax income | 1,176,000 | 1,656,000 | -4,407,000 | -2,002,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,176,000 | 1,656,000 | -4,407,000 | -2,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 122,081,000 | 118,770,000 | 112,728,000 | 109,737,000 |
| Total capital | 132,316,000 | 130,287,000 | 121,586,000 | 118,710,000 |
| Risk-weighted assets | 811,858,000 | 910,551,000 | 916,637,000 | 920,960,000 |